Focus on the work.Agents keep the books.

Invoicing, time tracking, customers, payroll and the general ledger — linked to your bank, so your agents can work across all of it.

Get started — free

Connects to 2,500+ banks across Europe, free early access to all

Bookkeeping. Every payment filed by your rules and backed by its receipt, as it lands. Invite your accountant into the same books.

TransactionsAugust 2026

Statement

Drive

Wise12 480,10 €

Revolut3 214,55 £

Qonto−842,30 €

DateDescriptionAmount

31 AugAmazon Business−84,20 €

30 AugFigma Inc−36,40 £

29 AugHarbour Design Ltd+3 400,00 €

28 AugShell−62,45 €

27 AugAWS EMEA−101,70 £

26 AugStripe payout+1 240,00 €

Any bank
Linked to your bank, or the CSV it exports.
Every account, one list
Each in its own currency, totalled in yours.
Payments meet their invoices
Money in is offered against the invoice it settles.

Profit & loss2026

+ Add filterYearMonths

IncomeExpenses

MayJunJulAug

▾ Income11 9007 60012 30012 910

▾ Expenses−7 400−5 600−6 700−7 240

Subcontractors−3 200−2 400−2 900−3 100

Software−1 150−1 150−1 180−1 240

Rent−1 800−1 800−1 800−1 800

Other−1 250−250−820−1 100

Burn4 5002 0005 6005 670

By month, or by year
Compare years side by side, the way accounts print them.
Income up, expenses down
Every month's profit at a glance, from the same figures as the table.
Open any row
Expenses open into categories, so you can see where the money went.

VATQ3 2026 · due 10 Nov

Estimated VAT to pay2 284,60 €

Output VAT3 912,00 €

Input VAT1 627,40 €

PurchaseVATReturn

Royal Pine Accountants190,00 €On the return

Office Depot61,18 €On the return

Aegean Airlines (GR)38,40 €Foreign — left off

What you owe, as it stands
Sales VAT from your invoices, less purchase VAT a receipt backs up.
Foreign VAT kept off
VAT another country charged stays off your return.
Anywhere in the EU
Your country's rates, and the VIES statement for sales to EU customers.

Payroll · September 20263 payslips

EmployeeGrossNet

Elena Kyriakou2 800,00 €2 380,40 €

Marcus Pohl2 400,00 €2 064,20 €

Sofia Demetriou2 000,00 €1 771,00 €

Payments from this run

Net salaries6 215,60 €Matched

PAYE160,00 €Due 31 Oct

Social Insurance & GHS1 933,20 €Due 31 Oct

In each employee's language
Payslips in English, Greek or Polish, as a PDF and a private link.
Gross to net, worked out
PAYE, Social Insurance and GHS under Cyprus rules.
Matched from your bank
You make the payments; Summarly finds them and ticks them off.

TimesheetsThis week

Tracked14,5 h

Billable13,5 h

Unbilled1 620,00 €

Brand refresh6,0 h unbilled

ProjectHoursBilling

Brand refreshHarbour Design Ltd1,5120 €/h

Contract reviewNova Studio GmbH3,0120 €/h

StrategyAria Consulting2,0120 €/h

Brand refreshHarbour Design Ltd4,5120 €/h

Internal adminNo customer1,0Non-billable

Contract reviewNova Studio GmbH2,5120 €/h

What the week is worth
Unbilled hours priced at each project's rate.
Ready to invoice
Unbilled hours become a draft invoice in one click.
Every hour, against a project
Hourly, retainer or non-billable — typed in or timed.

InvoicesAugust 2026

Unpaid3 650,00 €

Overdue2 200,00 €

Paid4 380,00 €

INV-020 to Harbour Design Ltd · sends 1 Sep, 09:00Recurring

CustomerAmountStatus

Harbour Design Ltd3 400,00 €Paid

Nova Studio GmbH1 450,00 €Unpaid

Aria Consulting2 200,00 €Overdue

Harbour Design Ltd3 400,00 €Scheduled

Lumen Labs BV980,00 €Paid

Aria Consulting2 200,00 €Paid

Who owes you, and since when
Unpaid and overdue at a glance, and paid when the money lands.
Retainers bill themselves
A recurring invoice goes out on its schedule.

Ask your booksAsk first

How did Q3 go against Q2?

Q2Q3Change

Income31 200 €35 900 €+15%

Expenses19 800 €20 600 €+4%

Profit11 400 €15 300 €+34%

Harbour Design Ltd moved to a 3 400 € monthly retainer in July.
Software rose 210 € when Figma went annual. Everything else held flat.

Save as a docSave as a sheet

You stay in control
Changes wait for your click, or happen at once — each with Undo.
Reads all your books, thinks it through
Compares the quarters from your own figures, and says why they moved.
Keep it
As a doc or a sheet, in one click.

Inside your back office

Categorised by your rules

Every payment a rule knows is filed as it lands. The rest arrive as suggestions you confirm once.

TransactionsAugust 2026

Statement

Drive

Wise12 480,10 €

Revolut3 214,55 £

Qonto−842,30 €

DateDescriptionAmount

31 AugAmazon Business−84,20 €

30 AugFigma Inc−36,40 £

29 AugHarbour Design Ltd+3 400,00 €

28 AugShell−62,45 €

27 AugAWS EMEA−101,70 £

26 AugStripe payout+1 240,00 €

Any bank
Linked to your bank, or the CSV it exports.
Every account, one list
Each in its own currency, totalled in yours.
Payments meet their invoices
Money in is offered against the invoice it settles.

Every receipt, matched

Emailed, snapped or dropped in, each receipt finds its payment — before your accountant asks.

TransactionsMatched 12 of 14

VendorAmountReceipt

Amazon Business−84,20Attached

Vodafone−29,00Attached

Harbour Design Ltd+3 400,00Invoice

Shell−62,45Attached

Suggested match98% · amount + date + vendor

AWS EMEA · 101,70 £aws-aug-2026.pdf

Stripe+1 240,00Payout

IKEA−219,00Attached

Know your numbers

Profit and loss month by month, every row opening into its categories — or just ask for the figure.

Profit & loss2026

+ Add filterYearMonths

IncomeExpenses

MayJunJulAug

▾ Income11 9007 60012 30012 910

▾ Expenses−7 400−5 600−6 700−7 240

Subcontractors−3 200−2 400−2 900−3 100

Software−1 150−1 150−1 180−1 240

Rent−1 800−1 800−1 800−1 800

Other−1 250−250−820−1 100

Burn4 5002 0005 6005 670

Accountant ready

Close each month, invite your accountant into the same books, and hand the month over in one bundle.

Hand offAugust 2026

Invite your accountant

maria@keller-accounting.comRead-only

They open the approved month.Send invite

summarly-aug-2026-bundle.zip144 transactions · 14 receipts attached

Receipts attached14 / 14Complete

Uncategorised0Complete

Open questions for you0Complete

What your agents do

Bank

Connect your bank

2,500+ banks across Europe. Transactions arrive on their own; a bank that won’t connect, import its statement.

Books

Categorise spending

Your rules file what they know. Anything new is a suggestion you confirm once, with a rule for next time.

Books

Match receipts

Email them in, snap them on your phone or drop them in. Each one finds its payment.

Books

Reconcile transactions

Every line categorised and backed by its receipt as it lands. No end-of-month clean-up.

Get paid

Hours into invoices

Track time against projects; unbilled hours become a draft invoice. Paid when the bank says so.

Numbers

Pull reports on demand

Profit & loss, balance sheet and cash flow from your own books. Or just ask for the figure.

Close the month

Five checks show what is left. Approve the month and hand it over in one bundle.

Taxes

VAT and every deadline

Your VAT position each quarter and each filing for your legal form, with what it will cost.

Taxes

Payroll

Ask for October’s run and the agent drafts every payslip under local rules — Cyprus first.

Accountant

Your accountant, inside

Invited in as an editor or read-only. Their questions arrive on the payment they are about.

Control

You stay in control

Agents propose, you apply — or switch on Auto. Every change has an Undo.

Claude

Ask Claude about your books

Runway, spending, who owes you. Claude reads your books through a connector and changes nothing.

Let agents run your back office.

Agents keep the receipts, the books and the invoices in order, and every deadline in view — and your accountant works from the same books.

Get started — free