A light bookkeeping app for indie and small businesses.

It matches your receipts, maps your tax deadlines a year out, and keeps your books ready for your accountant.

3 receipts arrived today — all matched to their bank lines.

Expenses should document themselves.

Summarly matches every receipt to the transaction it belongs to, and maps your VAT and tax deadlines a year ahead — amounts included, from your own numbers. Your accountant gets a clean set; you stop getting surprised.

TRANSACTIONS [Page 1 of 5]
DateVendorCategoryAmountStatus
2026-03-11RyanairTravel€212.40● MATCHED
2026-03-10WebflowSoftware€38.00○ UNMATCHED
2026-03-09AppleEquipment€1,299.00● MATCHED
2026-03-08CYTAUtilities€45.60● MATCHED
2026-03-07Coffee BerryMeals€12.80○ UNMATCHED
2026-03-06INV-24-0192Income€3,500.00◐ REVIEW
ESCEXIT

Receipts already arrive — by email, as phone photos, from online orders. Summarly reads each one and lines it up with the matching bank line.

Your obligations, a year ahead.

Summarly maps your whole year — what’s due, when, and roughly what it’ll cost, from your own numbers.

FY 2026 · OBLIGATIONS≈ from your booksQ1Q2Q3Q4JFMAMJJASONDNOWVAT · Q4paid · €2,140due 10 FebVAT · Q1paid · €2,980due 10 MayProvisional€3,821in 14 daysVAT · Q2€4,050due 10 AugVAT · Q3€3,600due 10 NovYear-end€5,120due 31 Dec

The whole point: books that stay up to date, every tax and filing deadline seen coming, no fines by surprise — and predictable control of your cashflow.

Ask your books anything.

Type a question, get an answer from your real numbers — never a guess. What’s my VAT position? How much on travel since January? What corporate tax should I expect? Generate a P&L or a VAT return on the spot. It runs on frontier models, grounded in your ledger.

ASSISTANT · grounded in your ledger
ask anythingSEND

How it works.

01

Connect

Link your email and bank, and snap paper receipts with your phone. No bank yet? Start from a CSV or statement instead.

02

Capture & match

Summarly captures every receipt in the background and proposes the transaction it belongs to — quietly, as they arrive.

03

Review

You approve the matches and categories. Nothing reaches your books — or your accountant — until you've okayed it.

04

Hand off

At month-end your accountant opens a clean, matched set — or you export it straight to their accounting software.

Features

Everything that happens before the bookkeeping — capture, match, categorize, review, and hand off — plus an assistant that answers from your real numbers.

Capture receipts

Receipts arrive by email, phone photo, PDF, or online order. Summarly reads each one — amount, date, merchant — and files it for you.

Match to transactions

Every receipt is lined up with the bank line it belongs to, so a complete audit trail builds itself without the data entry.

Categorize spending

New transactions are categorized from your vendor history the moment they arrive — no manual tagging, no rules to babysit.

Review before hand-off

Unmatched lines, duplicate receipts, and missing documents are flagged automatically, so you fix them before month-end.

Ask your books

Type a question in plain English — VAT position, travel spend since January, expected corporate tax — and get an answer from your real numbers.

A year of deadlines

Your VAT, provisional tax, and year-end obligations mapped a year ahead, with rough amounts from your own figures. No fines by surprise.

Accounting exports

One-tap export bundles — every transaction with its receipt attached — ready for your accountant or their software.

You approve everything

Summarly proposes; nothing is posted to your books without a tap. When your accountant reviews, they're checking decisions you already made.

Plus: invoicing, customers, and a receipt vault — all in the same ledger.

For accounting firms

Every client’s books. One dashboard.

Your clients snap receipts and forward emails; Summarly matches and categorizes as they arrive. You open one workspace showing every client, what needs attention, and a clean, reconciled set at month-end. And if your firm doesn’t run bank-feed software yet, Summarly is that layer too — live bank sync and a portal for every client, without the enterprise price tag.

Clients do the capture

They connect their own bank and receipts — you review decisions, not data entry.

Attention at a glance

One view across all clients: what's matched, what's missing, what's due next.

Bank sync and portal, included

Live feeds and a login for every client — the layer big practice suites charge for, out of the box.

One invoice, per client

Firm staff seats, consolidated billing. Priced per client, not per software seat.

Talk to us about a pilotNow onboarding a limited number of Cyprus pilot firms

Pricing & features

  • CSV & manual import
  • AI auto-categorization — 50 / month
  • Ask your books (AI assistant) — 15 / month
  • Receipt capture & matching
  • Vault document library
  • Invoicing & customers
  • Accounting exports
  • Invite your accountant
PremiumInvite only
  • Live bank sync — connect multiple banks
  • AI auto-categorization without monthly caps
  • Full AI assistant (advanced)
  • Tax calendar & deadlines for your jurisdiction*
  • Custom categories & rules
  • Advanced metrics & reports
  • Shareable report & document links
  • Early access to new features
AgenciesTalk to us
  • Everything in Premium, for every client
  • All your clients in one workspace
  • Clients connect their own bank & receipts — you review
  • One dashboard — what needs attention, at a glance
  • Add your whole team — firm staff seats
  • Consolidated billing — one invoice, priced per client
  • Priority onboarding & support
See how it works for firms →

* Tax calendar & deadlines available for Cyprus today — more countries coming soon.

Questions, or need a hand choosing? Email founders@summarly.com.

Questions

Do I need to connect a bank?

No. Skip it and the receipts you add create the transactions themselves — or drop a CSV. Automatic bank sync is a Premium feature when you want it.

What about paper receipts?

Snap a photo. Summarly reads the amount, date and merchant and matches it to the transaction it belongs to.

Does it change my books on its own?

No — it proposes, you approve. Categories and matches are suggested, never posted to your books without a tap.

Can it handle my VAT?

Yes. Every transaction's VAT is tracked, so you get a live VAT position and a heads-up on what's due next — from your real numbers.

What do I give my accountant?

A clean export: every transaction with its receipt attached, categorised and ready. Nothing to chase.

Is there a free plan?

Yes — a free tier that stays free: import your statements, capture and match receipts, try AI categorization, invoice, export, and invite your accountant. Premium adds live bank sync, uncapped AI and your local tax calendar.