All you need is free. Upgrade when you scale.
Plans for small businesses and the accountants who work with them.
* Local features. The tax calendar, deadlines, compliance rules and payroll contributions follow each country’s real dates and rates, not a generic template. Cyprus is first; other countries follow.
Questions, or need a hand choosing?
Questions
Can I track billable hours?
Yes. Log hours on a week or month calendar, or start a timer that keeps running across pages and devices. A project is hourly at the customer's rate, a monthly retainer, or non-billable, and each shows what is still unbilled. When you're ready, create the invoice straight from the logged time — with a time report listing every entry, if your customer wants one.
Can I bill a monthly retainer?
Yes. Set an invoice recurring and it's issued on schedule — and sent for you, if you choose. Recurring invoices are a Premium feature.
How do I know who hasn't paid?
Invoices show what's unpaid and what's overdue, and a payment on your bank statement is offered against the invoice it settles, so the status follows the money.
Does Summarly do my bookkeeping?
Yes, the day-to-day part. Import your bank statement and add your receipts: Summarly matches each receipt to its payment, categorises every line from your own history and asks you only about what it isn't sure of. From that it keeps the four financial statements and your VAT position current. Filing stays with you or your accountant.
Do I need to connect a bank?
No. Drop in the CSV your bank exports, or snap receipts and let them create the transactions. Automatic bank sync is a Premium feature, coming soon.
What do I give my accountant?
Nothing to post. Invite them in, read-only or as an editor, or export the period with every receipt attached. Their questions reach you as requests.
Is there a free plan?
Yes — a free tier that stays free: track time, invoice, capture and match receipts, import your statements, try auto-categorization, read the four financial statements, track your VAT position, store documents, export, and invite your accountant. Premium lifts the categorization and Ask-your-books limits and adds recurring invoices, multiple workspaces and live bank sync when it lands — it doesn't lock away sections.